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Repairing
Credit, Transforming Lives.

We help remove inaccurate or unverifiable items, build credit, and guide you every step of the way.

See how we can help → Stories from people we've helped →
  • 90-day money-back guarantee
  • SSN & ITIN clients welcome
  • All 3 bureaus
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The work we do

Negative items we've successfully removed for our clients

  • Late Payments
  • Collections
  • Charge-Offs
  • Repossessions
  • Bankruptcies
  • Student Loans
  • Medical Bills
  • Evictions
  • Judgments
  • Hard Inquiries

Get Your Three Bureau Credit Reports Now For $1.00

Access your reports through MyFreeScoreNow with a soft inquiry that won't affect your credit scores.

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  • Credit builder accountsA simple, affordable way to establish what lenders look for most — on-time payment history, growing credit age, and a track record you can stand on.
  • Authorized-user tradelinesGet added as an authorized user on a seasoned, well-managed account — one of the fastest ways to add positive payment history and credit age to your profile.
  • A plan that fits your goalsWe review where you stand and pair the right credit-building tools with your dispute strategy, so your profile grows stronger with every cycle.

Start with a 100% free consultation and we'll recommend the right mix for your goals.

A clear way forward

How it works

  1. 01

    100% free consultation

    We talk through your goals and review where you stand.

  2. 02

    Credit analysis

    We review your credit reports from all three bureaus.

  3. 03

    Disputes sent

    We challenge inaccurate or unverifiable negative items with all three major credit bureaus every 30 to 35 days.

  4. 04

    Track & grow

    Follow your progress through your client portal and mobile app, with credit education and support along the way.

From our clients

Stories from people we've helped

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You are not in this alone

The Elevate commitment

Our clear 90-day guarantee

If we don’t show improvement on your credit profile within 90 days, we’ll refund you. It’s in your contract.

Money-backGuarantee

View guarantee terms

We stand behind our 90-day commitment. See your service agreement for eligibility and terms.

Good questions

Questions, answered

Frequently asked questions
How long does the credit repair process usually take?

Every credit profile is unique, but many clients begin seeing progress within the first 30 days. Our goal is to help improve your credit through a strategic and sustainable approach.

No legitimate credit consulting company can legally guarantee exact score increases or the removal of every negative item. What we can guarantee is a professional review of your credit profile, accurate dispute processes, and a strategy designed to help improve your overall financial position over time.

No. Reviewing your credit report or disputing inaccurate information does not damage your score. In fact, addressing reporting errors and improving credit habits can positively impact your credit profile over time.

Items that may be disputed include inaccurate late payments, collections, charge-offs, duplicate accounts, outdated information, identity-related errors, and reporting inconsistencies. We carefully review each report to identify items that may qualify under consumer protection laws.

Each dispute round typically takes 30–35 days. Credit bureaus generally have up to 30 days to respond, and once updates come in we review results and provide progress updates through email and our mobile app every 30–35 days.

Still have questions?

Your trusted partner for credit repair, credit building, and financial guidance. Whether you're rebuilding your credit or starting with no credit, we provide the right tools, education, and support to help you move forward with confidence.

© 2026 Elevate Advisory Consulting LLC. All rights reserved.

You have the right to dispute inaccurate information in your credit report yourself, at no cost, directly with the credit bureaus. We stand behind our 90-day commitment. See your service agreement for eligibility and terms.